Two+parent+professional+income

 Does a two-income family have a harder time making ends meet than a single-income family did a generation ago? The answer to that question is…Yes! The upshot is that two-income families often have even less income left over today than did an equivalent single-income family 30 years ago, even when they make almost twice as much. And they go deeper in debt. I think part of the problem is that the tax code is so complex and taxes are so little understood by the average person that most people don’t realize how little they are really working for at the end of the day with a two worker family. Divorce, Illness, and Layoffs cause 87% of family financial disasters. Therefore, two working spouse’s doubles the odds of a layoff making two-income families MORE risky; not less!
 * Two Parent Professional Income **

__Effects __


 * Latchkey Children
 * Time away from Kids
 * Lack of Parent Involvement
 * Children “doing what they want”
 * Lack of parental control

__Personal stories -__High costs of living have forced both parents to work and therefore the quality of time and parental supervision has diminished.

 “My wife quit working when she was pregnant with our daughter (my daughter is now 20 years old). She raised two children on my income and we are no worse off than most of my friends that are two income families… They have a little more “stuff”, but my kids haven’t gotten into any trouble and it doesn’t appear that they will. Time is the most precious thing… you only get so much, and then you’re gone…”

“I come from a situation where when it came down to having kids and wanting a spouse home, we never saw much of a loss going down to one income because the second income would have entirely gone to taxes and daycare”

 __As A Teacher __ <span style="font-size: 12pt; font-family: 'Times New Roman','serif';">As a teacher there are a few things you can do for families that have both parents working 40+ hours a week. Sometimes parents can’t come pick up their children after school because they work until 5 or 6pm; therefore what are the kids suppose to do? As a school district and teacher you can have an afterschool program at a low cost or even free to those who can’t afford it where the children can stay, do homework, play, etc until someone can come get them. There are many families who don’t have family members who live in the same town or who can pick their kids up, therefore they need something to help them out. When a child goes home right after school and are alone, so much could happen-and not for the best. At a certain age they are able to be home alone, but not 3rd graders or younger. Personally, as a teacher I would make sure these students of mine would have a safe place to go with someone who cares about them even if that means staying at the school until 6pm. Also, communication with the parents is very important as to when and how the students will get someplace safe.

__<span style="font-size: 20pt; font-family: 'Times New Roman','serif';">Parent Resources __<span style="font-size: 12pt; font-family: 'Times New Roman','serif';">

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